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	<title>when mom speaks</title>
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	<link>http://whenmomspeaks.com</link>
	<description>.... it's final   :p</description>
	<pubDate>Fri, 12 Mar 2010 01:40:43 +0000</pubDate>
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			<item>
		<title>debt issues and collecting payments</title>
		<link>http://whenmomspeaks.com/2010/03/debt-issues-and-collecting-payments/</link>
		<comments>http://whenmomspeaks.com/2010/03/debt-issues-and-collecting-payments/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 20:27:33 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=957</guid>
		<description><![CDATA[If there is one thing that is the hardest job of a company, it is  collecting payments from buyers,really. You see,  most of the time collection officers  are having hard time communicating with the in charge person for the  releasing of payments. sometimes it really does need the help of a Collection [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: verdana; font-size: x-small;">If there is one thing that is the hardest job of a company, it is  collecting payments from buyers,really. You see,  most of the time collection officers  are having hard time communicating with the in charge person for the  releasing of payments. sometimes it really does need the help of a <a href="http://www.americanprofit.net">Collection Agency</a> being the  third party whose only job is to collect payments for the company&#8217;s  behalf. their proficiency, skills and experience is something worth  buying that is why they can convince the payee to settle their dues in  time. without the haggling and chasing for them to pay. it is very  advisable for the credit card companies since there are this unexpected  account holders that sometimes fails to pay their dues in time. with the  help of third parties collection agency the debtor can explain and even  are given enough time to produce the amount of money needed to pay  using their expertise in haggling with debtors. There are many  collection agencies available and all the companies need to do is find an  agency that is reputable enough in creating collections for them, you know to get the hard work be on the hands of those who are well trained to do it, collecting debts.</span></p>
<p>this is a sponsored post.</p>
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		<item>
		<title>chunky car</title>
		<link>http://whenmomspeaks.com/2010/03/chunky-car/</link>
		<comments>http://whenmomspeaks.com/2010/03/chunky-car/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 17:58:46 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=956</guid>
		<description><![CDATA[ 
I do love and adore chunky cars! In fact, I have my hoping to have honda pilot on my dream board! though I used to heart Toyota Fortuner when it first released in the market but suddenly, a change of heart and finally decided that if someday, hopefully soon, I&#8217;ll gonna drive this baby [...]]]></description>
			<content:encoded><![CDATA[<p><!-- slide-ctrl --> <!-- pagination-round --></p>
<p style="text-align: left;">I do love and adore chunky cars! In fact, I have my hoping to have <a href="http://www.thecarconnection.com/cars/honda_pilot">honda pilot</a> on my dream board! though I used to heart Toyota Fortuner when it first released in the market but suddenly, a change of heart and finally decided that if someday, hopefully soon, I&#8217;ll gonna drive this baby around town. And that would be perfect, you know, running errands, fetching my kid from school and all. Really sounds exciting! Anyways, you wonder what strikes me with this unit? as I said, I prefer chunky cars with huge interiors, roomy legroom (especially for me, who happens to have long legs), capacity of more than four and lots and lots of storage bins where I can basically put all my stuff ( I&#8217;m the type who brings so many things in the car, that&#8217;s why&#8230; spare clothes, shoes, pillows- for my dear daughter among many other bulky items). What I also like with this car is the height, you see, for me having to drive a high level car is much easier compare to sedan since I can see full view of the front and I can easily glide without having to worry on spaces. And yes, don&#8217;t forget that I prefer the 4&#215;4 model just in case! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> why? because I just love the sound of answering back when asked of what is your car&#8230; a 4&#215;4 honda pilot! now that&#8217;s pretty cool huh! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p style="text-align: center;"><img id="imgmainpicture" class="aligncenter" style="visibility: visible; height: 333px; width: 500px; margin: 0pt 0px;" src="http://images.thecarconnection.com/med/honda_100226588_m.jpg" alt="2010 Honda Pilot" /></p>
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		<item>
		<title>Love Actually fix and some more :D</title>
		<link>http://whenmomspeaks.com/2010/03/love-actually-fix-and-some-more-d/</link>
		<comments>http://whenmomspeaks.com/2010/03/love-actually-fix-and-some-more-d/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 21:03:46 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=954</guid>
		<description><![CDATA[Oh yes, call me outdated or whatever you want but today is the first time I saw this super great film, Love Actually. Where am I when this was shown?! I really don&#8217;t know. Maybe I was too busy in love also thus made me overlook this well casts film (or I was too busy [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: left;">Oh yes, call me outdated or whatever you want but today is the first time I saw this super great film, Love Actually. Where am I when this was shown?! I really don&#8217;t know. Maybe I was too busy in love also thus made me overlook this well casts film (or I was too busy doing my right-after-college-mini-stint-job offering <a href="http://www.insurancequotesus.com/">auto insurance quote</a> to those who I happen to know that own their own car) Yes, for a few months I was involved on that field of work actually! Surprise, surprise! And it hit me now, I should have not stop on that, now that we all know that every household has their own car already, thus auto insurance is also something that they do need. Oh well.</p>
<p style="text-align: left;">Going back, I know It&#8217;s a shame for a movie buff like me not to know this thing, I know. Stone me alright! But there, as the cliche goes, better late than never. Just watched it a few moments ago and do I have to say it again, I loved it! though it was quite long for a romantic comedy film, it was worth it. Basically talks about the wonders of the four letter word, LOVE in all senses! And yes, Hugh Grant is sooo hot in this movie! I hear the scene when he danced, he look awful but really cute I must say <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> And oh, as I said, the casting, I think they just made a good move on choosing those actors and actresses for the roles.</p>
<p style="text-align: center;"><img class="aligncenter" style="cursor: -moz-zoom-in;" src="http://lunamoon.exteen.com/images/loveactually/love_actually_ver3.jpg" alt="http://lunamoon.exteen.com/images/loveactually/love_actually_ver3.jpg" width="273" height="406" /></p>
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		<item>
		<title>lawyer to be</title>
		<link>http://whenmomspeaks.com/2010/03/lawyer-to-be/</link>
		<comments>http://whenmomspeaks.com/2010/03/lawyer-to-be/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 08:41:19 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=953</guid>
		<description><![CDATA[One of my friend asked me if I think she has the power to become a lawyer. I gasp. I can&#8217;t answer right back at that instant. I dunno, maybe that profession is just to strong for her, of course I had to rephrase it for her not to hit hard on her face. But [...]]]></description>
			<content:encoded><![CDATA[<p>One of my friend asked me if I think she has the power to become a lawyer. I gasp. I can&#8217;t answer right back at that instant. I dunno, maybe that profession is just to strong for her, of course I had to rephrase it for her not to hit hard on her face. But of course, if she really wants to be one, then why not. There are so many <a href="http://www.knewton.com/lsat/">LSAT prep courses</a> that are being offered now and she can enroll herself first and see if that line is really for her. And if she pass, then I believe it is meant to be.</p>
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		<item>
		<title>Manic Monday!</title>
		<link>http://whenmomspeaks.com/2010/03/manic-monday-2/</link>
		<comments>http://whenmomspeaks.com/2010/03/manic-monday-2/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 06:41:50 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=952</guid>
		<description><![CDATA[U-huh. It&#8217;s Monday once again. Where did my weekend go?! Oh I remember, was in next level pain for two days thus made me not very visible online. Though technically, I was online but physically, not. What I just did actually was browsed on this free directories and see if anything that I need (services [...]]]></description>
			<content:encoded><![CDATA[<p>U-huh. It&#8217;s Monday once again. Where did my weekend go?! Oh I remember, was in next level pain for two days thus made me not very visible online. Though technically, I was online but physically, not. What I just did actually was browsed on this <a href="http://www.freedirectorysubmission.com/">free directories</a> and see if anything that I need (services or products) are there so I can check out sometime, or as for reference in the future. I know, it wasn&#8217;t your ideal weekend right?! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p><img src="http://i27.photobucket.com/albums/c193/fleurdelisa/mmlogo.jpg" alt="" /></p>
<p>Were  you considered popular in high school? Why or why  not?</p>
<p>:: No, not exactly. But I&#8217;m sure everyone (since we are only less than 200 students) knows me by name</p>
<p>How  old are you in your dreams?</p>
<p>:: same as now, I think.</p>
<p>Did you ever run away from home? Why or why not?</p>
<p>:: not even once! It&#8217;s basically not the answer to any family problems.</p>
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		<title>alice in wonderland themed necklace</title>
		<link>http://whenmomspeaks.com/2010/02/alice-in-wonderland-themed-necklace/</link>
		<comments>http://whenmomspeaks.com/2010/02/alice-in-wonderland-themed-necklace/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 15:27:21 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=951</guid>
		<description><![CDATA[Back when I  was still pregnant, going to Gingersnaps has been one of my favorite  thing to do. You see, aside from my addiction to prenatal multivitamin, I  often find myself browsing through their collections of lovely girl&#8217;s  clothes. Actually, from the moment we learned about our pregnancy, I  already [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: left;">Back when I  was still pregnant, going to Gingersnaps has been one of my favorite  thing to do. You see, aside from my addiction to <a href="http://www.bestmultivitamins.org/">prenatal multivitamin</a>, I  often find myself browsing through their collections of lovely girl&#8217;s  clothes. Actually, from the moment we learned about our pregnancy, I  already had a gut feel that my baby&#8217;s a she! maybe that also explains my  likes and adoration for chic baby girls outfits! Aside from the clothes  collection, what makes me like this store are the cute and original  accessories they also sell! Just look at this Alice in Wonderland themed  necklace, isn&#8217;t cute!? and yes, it&#8217;s pretty cheap too! Gotta make sure  to get one for my little girl, asap! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p style="text-align: center;">
<p style="text-align: center;"><img class="aligncenter" src="http://photos-f.ak.fbcdn.net/hphotos-ak-ash1/hs280.ash1/20777_282467584946_138341179946_3513077_6879918_n.jpg" alt="http://photos-f.ak.fbcdn.net/hphotos-ak-ash1/hs280.ash1/20777_282467584946_138341179946_3513077_6879918_n.jpg" width="435" height="295" /></p>
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		<item>
		<title>make face</title>
		<link>http://whenmomspeaks.com/2010/02/make-face/</link>
		<comments>http://whenmomspeaks.com/2010/02/make-face/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 12:38:32 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=946</guid>
		<description><![CDATA[in so many ways!  
My daughter is a total camera addict, isn&#8217;t too obvious?! most say that she has gotten that thing from me because her dad is not a fan of being photograph at all&#8230; well, in all fairness to him, he has been trying his best to like being my subject (projecting [...]]]></description>
			<content:encoded><![CDATA[<p>in so many ways! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p>My daughter is a total camera addict, isn&#8217;t too obvious?! most say that she has gotten that thing from me because her dad is not a fan of being photograph at all&#8230; well, in all fairness to him, he has been trying his best to like being my subject (projecting and all), but not too often. Usually, it is my daughter who offers herself as my subject! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
<p>Anyways, here are my latest snaps of my little brat in a span of a minute or so&#8230; gave me her different make face reactions with so much ease! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> Isn&#8217;t she the cutest?! love your own of course! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> oh well, gotta move on now and read more about this <a href="http://www.accutanereviews.com/">generic accutane</a> (whatever that is).</p>
<p><a title="yeah yeah! by kathycot, on Flickr" href="http://www.flickr.com/photos/kathycot/4367942366/"><img src="http://farm3.static.flickr.com/2720/4367942366_ba7ac80e97_m.jpg" alt="yeah yeah!" width="240" height="160" /></a><a title="yeah yeah yeah! by kathycot, on Flickr" href="http://www.flickr.com/photos/kathycot/4367196799/"><img src="http://farm3.static.flickr.com/2795/4367196799_0a60435fa5_m.jpg" alt="yeah yeah yeah!" width="240" height="160" /></a><a title="hmmmm! by kathycot, on Flickr" href="http://www.flickr.com/photos/kathycot/4367944492/"><img src="http://farm5.static.flickr.com/4068/4367944492_883369150e_m.jpg" alt="hmmmm!" width="240" height="160" /></a><a title="weeeee! by kathycot, on Flickr" href="http://www.flickr.com/photos/kathycot/4367199321/"><img src="http://farm5.static.flickr.com/4009/4367199321_f8a2a3949c_m.jpg" alt="weeeee!" width="240" height="160" /></a><a title="boooo! by kathycot, on Flickr" href="http://www.flickr.com/photos/kathycot/4367948554/"><img src="http://farm5.static.flickr.com/4058/4367948554_883d70da55_m.jpg" alt="boooo!" width="240" height="160" /></a><a title="DSC_1431 by kathycot, on Flickr" href="http://www.flickr.com/photos/kathycot/4367200843/"><img src="http://farm3.static.flickr.com/2738/4367200843_9aeaa4bf0a_m.jpg" alt="DSC_1431" width="240" height="160" /></a></p>
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		<title>Eclipse &#8230;. soon!</title>
		<link>http://whenmomspeaks.com/2010/02/eclipse-soon/</link>
		<comments>http://whenmomspeaks.com/2010/02/eclipse-soon/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 06:23:16 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=945</guid>
		<description><![CDATA[OMGeee. We still have like less than 4 months to wait before our most awaited third movie of the Twilight saga hits the cinema. Eclipse is said to be shown sometime in June, and that makes me and my friends super excited that we already marked our calendars and is actually talking about our movie [...]]]></description>
			<content:encoded><![CDATA[<p>OMGeee. We still have like less than 4 months to wait before our most awaited third movie of the Twilight saga hits the cinema. Eclipse is said to be shown sometime in June, and that makes me and my friends super excited that we already marked our calendars and is actually talking about our movie date on the first day of showing! So there, I&#8217;m practically drowning myself with photo steals from the movie, thank heavens for fans and official site all over the web, having my Edward fix everyday is so easy! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> well of course, aside from my usual research on stuff like <a href="http://acneproductsreviews.net/">acne product review</a> and the likes! <img src='http://whenmomspeaks.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p><img style="cursor: -moz-zoom-in;" src="http://cdn2.team-twilight.com/wp-content/uploads/2010/02/Eclipse_wallpaper_by_nikitajuice.jpg" alt="http://cdn2.team-twilight.com/wp-content/uploads/2010/02/Eclipse_wallpaper_by_nikitajuice.jpg" width="572" height="381" /></p>
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		<title>Online Degree</title>
		<link>http://whenmomspeaks.com/2010/02/online-degree/</link>
		<comments>http://whenmomspeaks.com/2010/02/online-degree/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 09:23:52 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=943</guid>
		<description><![CDATA[Now that summer is near, some of my mommy friends are thinking about enrolling to an online university. Actually, I am also looking at that idea since there is nothing much I can do this few months before the husband arrive from KSA. You see, I used to not like the idea of studying online [...]]]></description>
			<content:encoded><![CDATA[<p>Now that summer is near, some of my mommy friends are thinking about enrolling to an <a href="http://www.wgu.edu">online university</a>. Actually, I am also looking at that idea since there is nothing much I can do this few months before the husband arrive from KSA. You see, I used to not like the idea of studying online until seeing what Western Governors Online University has to offer. With their great number of courses to choose from, you&#8217;ll sure find what matches your heart&#8217;s desire in whatever field it is. Like if you are already a bachelor graduate and just wanted to pursue another course, you can practically get one of their offered <a href="http://www.wgu.edu/degrees_and_programs">online degree programs</a> with ease.</p>
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		<title>POS</title>
		<link>http://whenmomspeaks.com/2010/02/pos/</link>
		<comments>http://whenmomspeaks.com/2010/02/pos/#comments</comments>
		<pubDate>Sat, 13 Feb 2010 19:07:50 +0000</pubDate>
		<dc:creator>kathy</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://whenmomspeaks.com/?p=942</guid>
		<description><![CDATA[When building a big or small business, one of the thing to consider is the POS system, be it the simple type or the lavish one, it actually doesn&#8217;t matter. What&#8217;s important is the system that will run the whole sale process before check out.
That is why, it is really advisable and advantageous to get [...]]]></description>
			<content:encoded><![CDATA[<p>When building a big or small business, one of the thing to consider is the <a href="http://www.theposgeeks.com/">POS system</a>, be it the simple type or the lavish one, it actually doesn&#8217;t matter. What&#8217;s important is the system that will run the whole sale process before check out.</p>
<p>That is why, it is really advisable and advantageous to get the best service of reliable pos system creator that is practically tailored to one&#8217;s business. Actually, one of the best thing that this system offers is the accuracy of every sale, meaning with a computerized system design for the said business,it&#8217;ll be easy to monitor the daily sales without doing all the stuff manually. Plus, the business can be able to rate the efficiency of employees with this system built without needing so many manpower to handle the checkout and sales output.</p>
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